Reflex Credit Card
- This card does have an annual fee.
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- See if you’re Pre-Qualified with no impact to your credit score
- ALL credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
- Card Type: Unsecured, Mastercard
- States not accepted: MA, CO, WV, WI
Read their website to understand their current terms & conditions.
Credit Builder Card
This is a $200 secured credit card that does not require a credit check and reports to all 3 credit bureaus soon after opening.
Read their website to understand their current terms & conditions.
Self Lender
By opening a Credit Builder Account and making your monthly payments on time, you can build positive payment history.
FAQ:
- Do you report to all 3 credit bureaus? Yes.
- Can I payoff or close my account early? Yes.
- Is this a traditional personal loan? No.
- Can I spend the loan amount today? No.
- Is there a hard pull on my credit? No.
Read their website to understand their current terms & conditions.